Obtaining Health Insurance 

Having health insurance which covers you in the territory of the Czech Republic is a requirement to obtaining your long-term residence permit (type: other, specification: education). According to a government requirement, all foreigners must have Comprehensive Insurance valid for the duration of your stay in order to obtain the long-term visa. The proof of travel insurance must include the following information: 


  • The period of insurance must cover the entire stay in the Czech Republic (at least for the duration of your time in the program). 
  • The extent of the insurance (the insurance policy must cover the costs that the foreign national is obliged to cover in the event of requiring urgent health care for the period of his/her stay in the Czech Republic, including the costs associated with transport or, in the case of his/her death, those associated with transferring his/her physical remains to the state that issued the travel document or to another state in which he/she has a residence permit). 
  • The amount of the insurance benefit (the agreed insurance benefit limit for one insurance event must be at least EUR 400 000, that being without an insurance retention on the amount of the given costs). 
  • Additionally, the insurance policy and its terms and conditions must be submitted in an original copy in the Czech language, or otherwise be submitted with an official translation into Czech. 
  • Upon request, you may be asked to provide proof of payment for the insurance policy.  

Please note that you will likely be responsible for paying at least a portion of each visit to a GP if you choose to go to a private clinic. At the clinic which many our enrollees use, the charge is about $45 per visit.

If you have any questions about which insurance policy to buy, feel free to let us know – the rules about which type of insurance is necessary have recently changed, so we may be able to provide more detailed information as time goes on. 



Once you receive your Czech health insurance, please ensure that you bring all originals of the card, contract, or printed online confirmation to the Czech Republic.  


Charles University is not responsible, nor liable for any part of the visa or insurance application process. It is the student’s responsibility to find an appropriate insurance agency, and the relationship is between the insurance company and the student, not with Charles University.  




Úvod > In-class semestral course > Visa > Obtaining Health Insurance